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Here it is- my monthly recap of my spending, saving, doing, and blogging.
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If I had one word to describe February, it would be *cold*.
We experienced one of the longest cold snaps I could ever remember.
Luckily (I guess?) we live in a cold weather climate so our infrastructure can handle sub zero temperatures. Likewise, I’m used to dealing with the cold. That doesn’t mean I enjoy it.
For the record, I think anything above 20 degrees Fahrenheit is extremely pleasant. I just hate sub-zero Fahrenheit temps with a passion.
What we did in February
February was a month of survival.
I felt like we just needed to “grind it out” and wait for warmer weather. All of the public spaces were closed. It was much too cold for any outside activity (unless you wanted frostbite).
So I parented with a heavy dose of Mario Kart.
Honestly, playing Mario Kart with all three of my daughters is kind of magical. It’s one of the few things that we can all do together. (In case you don’t know they range in age from 5-13.)
How many other things can a teenager and preschooler enjoy at the same time?
My wife and I used to be screen-dictators and really limit screen time. But I feel that the pandemic and Zoom-school has pretty much just caused us to give in and embrace the screen.
What we spent in February
February was a month where we spent relatively little money. Our biggest expenses were the mortgage, daycare, and groceries.
Sometimes I get bored writing these spending posts because they’re always the same. However, since we use CountAbout to track all of our expenses and receipts, it’s easy to pull these numbers and write these reports.
We reached an amazing savings rate of 72% this past month. Which looks impressive. However, mostly that was because our tax return came in this month. So our “income” was higher than a normal month. Our spending was very similar to our January 2021 spending.
In 2021 our youngest will stop going to daycare. We are also hoping to pay off the mortgage soon. These will free up a lot of money to put toward our early retirement goals.
In January, Mrs. Gov and I splurged on a hotel room so we could take turns having a break from the kids.
February had no such splurges.
However, I did buy Mrs. Gov a really nice cast iron tortilla press for her birthday. (Before you come at me with pitchforks for such a domestic present, I want you to know that she hinted heavily that she’d like one).
The tortilla press is amazing! And having fresh tortillas makes our Southwestern food nights so much better. (Let me tell you, if you’re a GF/Veg, you’re going to be eating a lot of rice and beans, often in tortillas)
We spent a little less than $750 on groceries for our family of 5. This is less than the USDA Thrifty Food Plan budget of $814.20 for a family of our size. (The Thrifty Food Plan is the basis for “food stamps” or the Supplemental Nutrition Assistance Program.
We spent zero dollars on kids this month (again!).
For those of you keeping track at home our kid budget is at 0 so far in 2021.
I like to keep things real as a blogger. Kids are actually expensive. We just don’t spend a lot of money *on stuff* for them.
For the second straight month we spent more on the pets than we did on the kids. This month we bought some cat food.
You might be thinking, “I had no idea Gov Worker had a cat. He only talks about his dog.”
Yes. I have a cat. And he has gotten zero love on this blog since I got Kenny.
To further drive this home, here’s another cute picture of my dog.
Gas & Auto- $153
We didn’t put gas in the car for the second straight month!
Our only car expense from the past month was renewing the registration. That’s two straight months of driving less than a tank of gas. I had to take my daughter to her school to pick up some school supplies and noticed that we still have about a half tank left.
The big question is if we will need gas in March… … …
Blog highlights (25 months)
If you read my reflections on 2 years of blogging you would know that I had an insane stretch goal in terms of blog traffic.
I’m here to say that thanks to Dogecoin I met my goal (6 weeks ahead of schedule)! If you’re curious how I did it, I recorded a whole podcast with Pete McPherson about it. I’m so excited to be on his podcast and will be sure to link to the episode as soon as it drops.
(Like so excited that I would tattoo the episode number on my arm (j/k))
Blogging Dollars & Sense
So- reaching 10k sessions per months means that I can move to the Ezoic advertising network. I’m in the process of moving to over to Ezoic. Maybe by the time you read this my site will be fully integrated.
So the good news is that hopefully I’ll be able to make a little bit more money on the website from display revenue. Between that and my first sponsored post on professional liability insurance for federal employees, I actually made money on the blog this month.
The bad news is that on the whole I am still investing more into the blog than is coming out. That’s okay. I can see it get better in front of my own eyes each week and that’s super satisfying.
My biggest purchase this month was joining Liz Wilcox’s email marketing membership community.
Liz sends the most amazing emails. And while I currently don’t have anything to sell you, it is a great opportunity to learn from a great teacher for only $9 a month.
Once someone told me that when you find a good teacher you should study with them. It was an ancient physics professor who was taking euphonium lessons.
While I’m still not making a profit blogging, I am super happy to be creating a website I’m proud of. And perhaps after a few months with Ezoic, my website might turn a (small) profit.
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Money well spent September 2020
Money well spent in April 2020: This post details our spending in certain categories and talks about our family activities for the month.
Money well spent February 2020
Money well spent in February 2020: This post details our spending in certain categories and talks about our family activities for the month.
Money well spent December 2020
Money well spent in November 2020: This post details our spending in certain categories and talks about our family activities for the month.
Money well spent January 2020
Money well spent in January 2020: This post details our spending in certain categories and talks about our family activities for the month.
Money Well Spent- January 2021
Summary of what I did, what I spent, and what I blogged in January 2021.
Money well spent March 2020
Money well spent in March 2020: This post details our spending in certain categories and talks about our family activities for the month.